Raise Your Credit Score. Open Doors. Start Fresh.

When credit repair is done right, it helps you identify, dispute, and remove inaccurate or unfair items from your credit report  so you can rebuild your score and regain control of your financial life. Our experts will help you identify the best ways to get your score up.

What Is Credit Repair and How Does It Work?

Credit repair is the process of reviewing your credit reports, identifying errors or negative items, and challenging them with the credit bureaus and lenders. When inaccurate or unverifiable items are corrected or removed, your credit score can improve.

It’s a proven solution for people who want to rebuild their financial standing, qualify for better interest rates, or recover after financial hardships.

How It Works

Expert guidance and a step-by-step plan to help you improve your credit score

Free Credit Review

Speak with a certified credit specialist about your credit history, score, and goals.

Customized Credit Repair Strategy

We analyze your reports line-by-line and create a personalized dispute plan.

Disputes & Follow-Up

Your personal credit specialist works directly with the credit bureaus and creditors to challenge inaccurate, unfair, or outdated information.

Better Credit Ahead

As items are corrected or removed, your score improves, helping you qualify for loans, lower interest rates, and more financial opportunities.

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Why Choose FixYourDebtNow.com

Work with trained, verified professionals who know how to legally dispute errors and advocate for you.

Certified Credit Repair Experts

Work with trained, verified professionals who know how to legally dispute errors and advocate for you.

No Upfront Fees

You only pay when services are delivered. No hidden fees. No fine print.

Private & Judgment-Free

We keep your information 100% confidential. You’ll be treated with respect, empathy, and receive quality support from experts who care.

Proven Track Record

Thousands of Americans have regained financial stability and improved their credit with our trusted network.

Is Credit Repair Right for You?

Credit repair may be the right choice if you:
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Credit Repair FAQs

Credit repair can help improve your score by removing inaccurate, unfair, or unverifiable negative items. Results vary depending on your credit history and what items can be corrected or removed.

Most clients begin seeing changes in 30–90 days. Full programs often last 3–6 months, depending on the number of disputed items and response times from credit bureaus and creditors.

Credit repair mainly focuses on inaccurate, unverifiable, or unfair items such as: Late payments, Collections & charge-offs, Medical bills, Identity theft-related accounts, Repossessions, Bankruptcies (only if reported incorrectly), Student loan reporting errors, Incorrect personal information

Credit repair focuses on improving your credit score by correcting errors and removing inaccurate negative items. Debt settlement is when you negotiate with your creditors to reduce the total debt you owe. Many people use both services at different stages of their financial journey.

No. Legitimate credit repair companies, like the ones we vetted for you  do not charge upfront fees. You only pay for actual services provided. No hidden costs, period.

Start Improving Your Credit Today

You don’t have to struggle with a low credit score alone. Work with one of our expert credit specialist to increase your score and re-open the door to new opportunities for you.